Need a plan to save for the holidays? Our Iowa State Bank Holiday Savings Account can help!
Plan for the holiday season with a Holiday Savings Account that can help you save throughout the year so you don't have to worry! It's only $10 to open and has no minimum balance requirement - there is a $5.00 service charge only for withdrawals before maturity and no annual fee as long as you have your final balance direct deposited into another account. You will earn interest* that will be paid annually. You will receive your funds on November 10th (or first business day after that), just in time for holiday shopping! Account will remain open when at $0.00 balance.
*There will be no interest earned on the Holiday Savings account if the account is closed before the cutoff date.
Open a Savings Account at Iowa State Bank
Saving money isn't the only benefit with our account options. You'll have the opportunity to enjoy multiple services, many at no additional cost!
Online and Mobile Banking*
Access your personal checking account any time, from any device, no matter where you are! Securely access all of your account information, initiate transfers between accounts, make deposits and payments and so much more when you login via our website or mobile app.
Safe Deposit Box Rental*
We have multiple box sizes available at each Iowa State Bank branch. Contact your local branch for more details on how to rent!
Wire Transfers*
Transferring funds from your account to another financial institution doesn't need to be difficult. Our team is ready to work with you to make sure you get your money where it needs to go. We provide international and domestic wire transfers. Contact your Iowa State Bank branch for help today!
Cash Advances*
We'll help you get extra cash, when you need it. Use your credit card at any of our branches to withdraw money against your credit limit.
Cashier's Checks & Money Orders*
When you need a guaranteed check for purchases, our cashier's checks and money orders are a secure way to complete your transaction. Stop into any Iowa State Bank branch and they can help generate your check at the teller line.
Notary Services*
Need to have an official document signed? Each branch has employees available to provide notary services. Please call before stopping by, that way we can make sure to have someone available for you.
Medallion Signature Guarantee*
Similar to our notary service, a Medallion Signature Guarantee not only verifies the identity of all who sign an official document, it also creates a guarantee against financial loss. Please call before stopping by with this request, to ensure an employee is available to help with this transaction.
24-Hour Night Deposit
Need to make a deposit but the bank is closed? Not a problem! You can drop off your transaction in any of our Night Drop locations at each branch for the transaction to be processed first thing the next business day.
*Some fees may apply for these services.
Contact Iowa State Bank, Today!
Want to learn more about our personal savings account options? Contact Iowa State Bank – we have multiple branches in the Des Moines area with a banker that would be happy to serve you and answer any questions.