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Our Past.
Your Future.

85 years of serving families, local businesses, & supporting futures.

Personal Banking

Financial security and safety for years to come.
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Man on laptop with icons of cybersecurity warnings.
Sniff Out AI Scams and Stay Cybersecure

October is Cybersecurity Awareness Month, a global initiative that raises awareness about online safety. A major part of internet safety is keeping up with the trends and methods scammers use to take advantage of personal information and finances. Artificial intelligence (AI) can be a helpful tool but can also be a malicious method fraudsters use to their advantage.
Financial Planning for Children: A Practical Timeline for Parents

Financial planning for children isn’t a single decision—it’s a series of age-appropriate steps that evolve as both the child and parent move through different life stages. The most effective plans start early, stay flexible, and emphasize habits over dollar amounts.

Teen is checking bank account on computer and looking at debit card.
Checking Accounts Can Help Teens Keep Track of Money

If you have a teenager, it’s probably time to encourage them to open a checking account once they have more than a few dollars to keep track of. Putting money into an account can help them monitor their spending and teach them some valuable financial lessons.
About Us

Why Bank Local?

With five locations throughout the Des Moines area, we have always been committed to supporting our community. It is our goal to make a difference and help people by providing banking services near you. Iowa State Bank will always work to provide more – whether we are partnering with local organizations to provide resources and services to those in need, or listening and getting to know our customers so we can better help them with their financial goals. Our banks in Des Moines, Iowa deliver more of the latest products and services to better serve our customers, and more support and resources to help our community.

Let us know how we can help you!

"Iowa State Bank stepped up when we needed it most by helping us secure a line of credit when other banks wouldn’t. We’ve never forgotten that they believed in us, and their support goes well beyond banking. Through volunteering at our meal-packaging events and sponsoring our golf tournament, they help us bring people together to make a difference. We’re incredibly grateful for their partnership and commitment to helping us feed hungry kids."

Chuck Current

Executive Director - Meals from the Heartland

"Every question I’ve had along the way has been met with 'Let me find the answer for you.' regardless of the ISB staff I’ve asked. Between figuring out how to connect my business banking account to QuickBooks, being offered tools to make deposits and change orders easier, and receiving a replacement debit card on-site when my taxed brain had misplaced it, the team members have been tremendous. It has also been wonderful to have a lot of staff recognize me and say hello when I walk in weekly. It’s made me feel at home, like what I would imagine a small town bank feels like. I love it!"

Beth Mensing

Owner - Scoops by Beth

“Iowa State Bank is a trusted partner for Hope Ministries. Their expert team has supported our mission in many ways over many years. They’ve generously contributed to our free community meals program, and our new women and children’s center. They also assisted Hope Ministries in securing grant funding to expand our services for homeless women and mothers with children at our new campus. They even invite their customers to give back through efforts such as winter coat collection for the men, women and children we serve. We are grateful for their commitment to uplifting our struggling neighbors.”

Cole Lindhom

President & CEO - Hope Ministries

Contact Iowa State Bank Today!

Whether it's regarding account activity or questions about cybersecurity awareness, our team is here to assist you with all your financial questions and concerns.