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Wording about upcoming changes to challenge questions.

We will soon discontinue the use of security challenge questions for multi-factor authentication (MFA) and transition to one-time passcodes sent by email.To ensure you continue to receive your passcode without interruption, please verify that we have your current email address on file. You can update or confirm your email address under your Profile after logging in, or by calling or visiting a branch location. Thank you.

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Our Past.
Your Future.

85 years of serving families, local businesses, & supporting futures.

Personal Banking

Financial security and safety for years to come.
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Lauren Burgeson presents a check to the Botanical Center.
Investing in Our Community: Celebrating 85 Years of Giving Back

At Iowa State Bank, community has always been at the heart of everything we do. As we celebrate 85 years of serving Central Iowa, we're proud of our strong heritage and our continued commitment to reinvesting in the Greater Des Moines community through charitable giving, sponsorships, and volunteerism.
A woman is on the phone and looks concerned.
Watch Out For Scammers Claiming To Be From Your Bank

Your phone rings and you see your bank’s name in the caller ID so you answer. The caller says they’re from the institution’s customer service department and that there is a problem with your account that needs immediate attention, but you get nervous when they start asking for personal things like your PIN or account password. What should you do?
An elder adult couple is looking at a phone with concer
How AI is Fueling a New Wave of Scams Targeting Older Adults

Everyone is susceptible to fraud, but older adults have become a popular target. Scammers are using AI to make their schemes even more convincing, so knowing the warning signs is vital.

About Us

Why Bank Local?

With five locations throughout the Des Moines area, we have always been committed to supporting our community. It is our goal to make a difference and help people by providing banking services near you. Iowa State Bank will always work to provide more – whether we are partnering with local organizations to provide resources and services to those in need, or listening and getting to know our customers so we can better help them with their financial goals. Our banks in Des Moines, Iowa deliver more of the latest products and services to better serve our customers, and more support and resources to help our community.

Let us know how we can help you!

"As a small family business, we value personalized service—and that’s exactly what we receive from Iowa State Bank. Their team has been invested in our success from day one, understands our community, and consistently goes above and beyond. Iowa State Bank is our go-to for trusted financial advice, and we value the strong relationship we’ve built over the years."

Frances Graziano

President & CEO - Graziano Brothers

"If your priority is excellent foundation investment management paired with truly personal service and ongoing guidance, Iowa State Bank is consistently strong in this exact niche—ranging from a high touch local option to best in class fiduciary."

Steve Jacobs

President - BCC Advisors / Iowa Scottish Rite Masonic Foundation

"We appreciate how helpful Iowa State Bank has been through every stage of our life. We met our Private Banker shortly after we got married. The bank worked with us when we bought a house, opened a savings account for our first child, bought our next house, and opened another savings account for our second child. We look forward to continuing to work with the bank in the future.”

John & Cindy Lande

Private Banking Customers

Contact Iowa State Bank Today!

Whether it's regarding account activity or questions about cybersecurity awareness, our team is here to assist you with all your financial questions and concerns.