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Simplify paying your bills with our Bill Pay option for checking accounts with online banking services. You'll be able to view all your bills in one place and track your payment history.

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Our Past.
Your Future.

85 years of serving families, local businesses, & supporting futures.

Personal Banking

Financial security and safety for years to come.
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About Us

Why Bank Local?

With five locations throughout the Des Moines area, we have always been committed to supporting our community. It is our goal to make a difference and help people by providing banking services near you. Iowa State Bank will always work to provide more – whether we are partnering with local organizations to provide resources and services to those in need, or listening and getting to know our customers so we can better help them with their financial goals. Our banks in Des Moines, Iowa deliver more of the latest products and services to better serve our customers, and more support and resources to help our community.

Let us know how we can help you!

"When I first opened my business nearly 20 years ago, I opened my business account at the large bank I'd just always used. I never felt valued, I didn't know the people I saw at the bank, and I know they didn't know me or my business. I just assumed that was the way banking worked. Iowa State Bank is so different, and I love knowing the people with who I have my business and personal accounts know who I am, and understand the work I do. Lauren and her team at the bank make me feel so comfortable, I know that if I have a question, even one I feel like I should know the answer to, I can call or stop in to ask. Their website is easy to use. There is also a peace of mind in knowing that if I need a loan or additional bank services down the road, they already know and support my business."

Cassie Sampson

Owner & CEO - East Village Spa

"After 14 years of waiting to reunite with our family, we moved to the U.S. from Uzbekistan. Soon after arriving, we decided to sell a smaller home and purchase a larger one in a better school area so our children could have the best possible start. Darlene at Iowa State Bank guided us through multiple options, explained every step clearly, and helped us understand the real outcomes of each choice. Even when there were technical issues, she went above and beyond—she came to our home after hours to make sure everything stayed on track. Thanks to her and Iowa State Bank, we were able to close as promised and move before the New Year into a wonderful home in a great community, and our kids are thriving in their new schools."

Irena Chalupsky & Family

Mortgage Customers

"Since my first visit to Iowa State Bank in 2005, I have felt welcomed and valued. As a very green entrepreneur in my twenties, everyone at ISB from the tellers to the owner have greeted me by name and connected with me like family. This personal connection and genuine care has given me a lot of confidence through the years that the bank has my interests and that of my family's at heart. Iowa State Bank has provided us with loans that have helped us grow steadily throughout the past two decades. There have been several critical phases of business that ISB has provided financial support, but probably none more important than during the pandemic. We were thankful to have the established relationships with the bank during that very uncertain time."

Joel Westrum

Co-Founder - Westrum Optometry

Contact Iowa State Bank Today!

Whether it's regarding account activity or questions about cybersecurity awareness, our team is here to assist you with all your financial questions and concerns.