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Zelle®

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do.1 That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends.

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Business Savings Accounts

Make your money work for you. Get the flexibility to grow your business while having complete access to your funds. Iowa State Bank has the right business savings solution for your organization. Whether you manage a nonprofit, government agency or own a business - we've got options to help you save more efficiently in the beginning and as you grow.

Savings

Traditional savings account that allows you to save for unexpected business expenses.

Amount to Open
$100

Minimum Balance Required
$100 daily

Service Charge
$5 service charge if below balance requirement
Up to 6 debits per month
$2 service charge for each debit over withdrawal limit

Interest
Compounded and paid to the account April 30th and October 31st

Other
Quarterly statement provided

Invest@Home Money Market Savings

Receive competitive earnings with tiered interest levels to maximize your benefits.

Amount to Open
$1,000

Minimum Balance Required
$1,000 daily

Service Charge
$10 service charge if below balance requirement
Up to 6 debits per month
$10 service charge for each debit over withdrawal limit

Interest
Variable interest rates move with market conditions
Compounded and paid to account monthly

Other
Monthly statement provided
Offers limited check writing privileges

Open an Iowa State Bank Business Savings Account

Our business savings accounts provide many benefits to help your organization prepare for the future and whatever it might bring. It's our goal to deliver secure products and services to help your business succeed.

Online and Mobile Banking

You don't have to be at the office to access your Iowa State Bank savings account. Our online and mobile banking give you access to your banking information at any time. You can securely make deposits, payments and review all your information when you login from our website or mobile app.

Merchant Services*

We offer payment acceptance that fits your business through Professional Solutions Financial Services. Find out more about all the exciting perks and possibilities this program has to offer on our Merchant Services page.

24-Hour Night Deposit*

Need to make a deposit but the bank is closed? Not a problem! You can drop off your transaction in any of our Night Drop locations at each branch for the transaction to be processed first thing the next business day.

Wire Transfers*

Transferring funds from your account to another financial institution doesn't need to be difficult. Our team is ready to work with you to make sure you get your money where it needs to go. We provide international and domestic wire transfers. Contact your Iowa State Bank branch for help today!

Cashier's Checks & Money Orders*

When you need guaranteed funds for purchases, our cashier's checks and money orders are a secure way to complete your transaction. Stop into any of our branches and they can help generate your check at the teller line.

Notary Services*

Need to have an official document signed? Each branch has employees available to provide notary services. Please call before stopping by, that way we can make sure to have someone available for you.

Medallion Signature Guarantee*

Similar to our notary service, a Medallion Signature Guarantee not only verifies the identity of all who sign an official document, it also creates a guarantee against financial loss. Please call before stopping by with this request, to ensure an employee is available to help with this transaction.

*Some fees may apply for these services.

Contact Iowa State Bank, Today!

Learn more about our business savings accounts - contact Iowa State Bank. We have multiple branches in the Des Moines area with bankers ready to help you!