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SERVICES

Helpful Business Links

Des Moines Business Record
Small Business Administration (SBA)
Create A Business Plan
Guide to Business Credit
Apply for a Tax ID Number

Merchant Services

Customers who can use credit cards generally buy more
than those who are limited to cash payments.

Iowa State Bank offers a merchant card program that enables small business owners the opportunity to be more competitive and increase revenue with expanded payment services. Iowa State Bank and SHAZAM have partnered together to build a credit card payment processing solution to meet your business needs.

If you are interested in accepting credit card payments or looking to enhance what you currently have, you’ve come to the right place. Because there are several factors involved in pricing, a quote can be offered only after receiving a completed application. If your business owns compatible equipment, it can be easily reprogrammed.

Credit Card
Finance your travel expenses or purchase supplies and materials with an Executive EditionSM Business Credit Card.
  • No Annual Fee.
  • Receive easy-to-read management reports, itemizing your business expenditures.
  • Provides a record of tax-deductible expenses.
  • Visa® Liability Waiver Program waives unauthorized charges.
  • Theft and damage protection on purchases.
  • Savings on travel expenses.
  • 25-day interest free grace period.
  • Use your card at more than 15 million merchant locations.
Issued through First Bankcard, a division of First National Bank of Omaha. Subject to qualification.

Night Deposit
Convenient 24-hour night deposit is available at the Capital, East, South, West and Hickman office locations. If you can’t make it to the bank during regular business hours, you can have comfort knowing your deposits will be made first thing the following morning.

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