Iowa State Bank  

Personal Checking

Basic Checking

  • No minimum balance required
  • 30 free debits per statement cycle
    Debits that count Debits that don't count
    Checks ACH transactions
    ATM cash withdrawals PhoneHome transfers
    ATM transfer to another account Online transfers
    Debit Card purchases Bill Pay payments
  • $5.00 service charge if you have more than 30 debits posted to the account per statement cycle

Traditional Checking

  • $300.00 daily minimum balance required
  • $7.00 monthly service charge if you go below the minimum balance requirement
  • No limit to the number of debits posted to the account
  • Plus, your first order of 25 checks is free

Value 55 Checking

  • Limited to those age 55 and over
  • No minimum balance required
  • No service charges
  • Free personalized, standard checks

eA$Y Access Checking

  • No minimum balance required
  • No service charges
  • Free debit card
  • Internet banking and e-statements required
  • Account that does not recieve e-statements will be switched to Basic Checking 

Premier Checking

  • $1,500.00 daily minimum balance required
  • $10.00 monthly service charge if you go below the minimum balance requirement
  • Tiered interest rates to give you more earnings at higher levels
  • FREE:    
    • Personalized, standard checks
    • SHAZAMChek Visa Debit Card
    • Check Imaging
    • Money Orders
    • Cashier's Checks
    • $5.00 annual discount on a safe deposit box

 

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