Iowa State Bank  

How We Rate

You’ve always known Iowa State Bank is Des Moines’ premier, locally owned financial institution.  But don’t just take our word for it, here’s independent proof.

Here at Iowa State Bank we passionately believe in meeting the financial needs of the local community.  We continually strive to put money back into our local economy.  This is why for the past 16 years the Federal Deposit Insurance Corporation (FDIC) has awarded Iowa State Bank an OUTSTANDING rating for community reinvestment.  This is the highest rating a bank can earn. 

Iowa Banking Magazine’s 2007 year-end results ranking high performance banks place Iowa State Bank in the top 10% for Return on Assets (ROA), Return on Equity (ROE) and capitalization out of 390 banks in Iowa.  Rest assured, Iowa State Bank remains one of the safest banks in Iowa. In May 2012 and April 2013 Iowa State Bank placed in the "Top Twenty High Performance Banks".

The U.S. Small Business Administration (SBA) has recognized Iowa State Bank as a preferred lender in the State of Iowa.  In 2007, Iowa State Bank approved 6 SBA guaranteed loans worth $378,299.28.

The State of Iowa recognized Iowa State Bank as a leading lender in the Iowa Finance Authority’s FirstHome program.  IFA’s FirstHome program offers qualified homebuyers affordable mortgage financing with low interest rates, down payment assistance and flexible credit qualifications.  In 2007, Iowa State Bank financed 10 FirstHome loans equaling $862,217.00.

The United Way of Central Iowa honored Iowa State Bank for achieving distinction in the Red Feather Circle.  This is awarded for employee campaigns with employee participation over 60%, an employee per capita gift of $200 or more and an increase in employee giving over the previous year. 


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