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Checking  |  Savings  |  CDs & IRAs  |  Convenience Banking  |  Lost Card  |  Services
 

CDs & IRAs

Certificates of Deposit
Iowa State Bank offers Certificates of Deposits with flexible terms and competitive rates that will help you reach your savings goals. CDs are FDIC insured and guaranteed as a safe investment.
  • $1,000 minimum opening deposit, $4,000 minimum on CD Specials.
  • 30 days to 60 month terms available.
  • Withdrawals cannot be made until maturity without a substantial penalty.
  • Interest rate will remain the same throughout the term of the CD.
  • CD will automatically renew.
  • You have up to 10 days after the maturity date to withdraw funds without a penalty.
Store your CDs and other valuables in a secure safe deposit box.

Individual Retirement Accounts
A Traditional IRA is an excellent way to supplement your retirement income. IRAs are invested in Iowa State Bank Certificate of Deposits, FDIC insured and guaranteed as a safe investment.
  • $500 minimum opening deposit, $4,000 minimum on IRA Specials.
  • 30 days to 60 months terms available.
  • Withdrawals cannot be made until maturity without a substantial penalty unless you are at least 59 ½ years old at the time of funds withdrawal and are receiving the funds as a normal IRA distribution.
  • Interest rate will remain the same throughout the term of the CD.
  • CD will automatically renew.
  • You have up to 10 days after the maturity date to withdraw funds without a penalty.

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