HomeChecking
| Small Business Checking | Business Checking | Business Checking Plus | |
|---|---|---|---|
| Description | Great for a small or start-up business that doesn’t anticipate a large number of transactions each month. | Analysis account that offsets service charges with an earnings credit based on the average collected balance. Example (pdf) |
This account offers qualified accounts the ability to earn interest. |
| Minimum Balance Required |
None | None | None |
| Service Charge |
$5.00 monthly |
$12.00 monthly |
$12.00 monthly |
| Account Activity Fees | First 20 Debits . . . . . FREE Above 20 . . . . . . . . . $.20 each First 20 Credits . . . . FREE Above 20 . . . . . . . . . $.20 each Deposited items . . . .$.09 each
|
$.20 per posted debit $.20 per posted credit $.07 per deposited in-state item $.09 per deposited out-of-state item Negative Available Balance Fee Prime + 4.00% |
$.20 per posted debit $.20 per posted credit $.07 per deposited in-state item $.09 per deposited out-of-state item Negative Available Balance Fee Prime + 4.00% |
| Cancelled Checks | Free check safekeeping or Check Imaging available $2.00/month | Free check safekeeping or Check Imaging available $2.00/month | Free check safekeeping or Check Imaging available $2.00/month |
| Interest | None | None | Interest is compounded and paid to the account monthly. Interest is paid on collected balances. |
