Iowa State Bank  

Checking

 Small Business CheckingBusiness CheckingBusiness Checking Plus
Description Great for a small or start-up business that doesn’t anticipate a large number of transactions each month. Analysis account that offsets service charges with an earnings credit based on the average collected balance.  
Example (pdf)
This account offers qualified accounts the ability to earn interest. 
Minimum
Balance Required
None None None
Service Charge

$5.00 monthly

$12.00 monthly

$12.00 monthly

Account Activity Fees First 20 Debits . . . . . FREE

Above 20 . . . . . . . . . $.20 each

First 20 Credits . . . .  FREE

Above 20 . . . . . . . . . $.20 each

Deposited items . . . .$.09 each


Negative Available Balance Fee Prime + 4.00%

$.20 per posted debit

$.20 per posted credit

$.07 per deposited in-state item

$.09 per deposited out-of-state item

Negative Available Balance Fee Prime + 4.00%
$.20 per posted debit

$.20 per posted credit

$.07 per deposited in-state item

$.09 per deposited out-of-state item

Negative Available Balance Fee Prime + 4.00%
Cancelled Checks Free check safekeeping or Check Imaging available $2.00/month Free check safekeeping or Check Imaging available $2.00/month Free check safekeeping or Check Imaging available $2.00/month
Interest None None Interest is compounded and paid to the account monthly.  Interest is paid on collected balances. 

 

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