| LOANS
Lines of Credit – We can structure a line of credit with
a variable rate based on accounts receivable and inventory to meet
your short-term working capital needs. A revolving line will help
facilitate growth and provide maximum cash management flexibility
to allow your business to operate.
Term Loans - When you are looking to finance long-term
assets such as equipment or machinery, our lenders can structure a
financial package to match the useful life of your capital
expenditures.
Capital Improvements - If you are ready to expand or
purchase new equipment, we can help your business grow with a
long-term capital improvement loan.
Commercial Real Estate – Whether you are looking to
expand your existing facilities, invest in a new facility and/or
search for real estate investments, we are here to help you. We
offer competitive and flexible financing options.
Small Business Loans - Iowa State Bank offers loans that
are guaranteed by the
U.S. Small
Business Administration (SBA). SBA loans can play an integral
part in the future growth of your business. The SBA supplies term
loans to meet your business objectives, working capital loans for
inventory and expansion, as well as provide funds for the purchase
of real estate, equipment or leasehold improvements.
Running a successful business requires careful planning and
preparation. To apply for a commercial loan, the following items
are necessary:
|
